You can look at the MLS or property website and it should list all of these descriptions above and if not you or the Banker, Lo or Realtor can call.FHA offers 3.5% down, VA offer 100% Financing if you are a Military Veteran, and Fannia Mae offers 3-5% down for first time home owners.

Yes, I do LOTS of LO's in TX.  

If it was a homeowner, I'd check zillow/redfin for when they purchased, and I'd want to work with folks who have owned for at least 2 or 3 years, enough time for them to already have been burned.If it was an investor, I'd just ask them how many properties they own, looking for 2 or 3 minimum (sorry to throw you under the bus new investors, but I'm pretending to be a general contractor here, not a loan officer).If you are ONLY getting phone calls from folks that do not pass the applicable test, then I'd say you have a marketing problem (in my industry, same thing, if the LO is only getting calls from people working in fast food who don't have the income to qualify for a mortgage at local price points, that's a marketing problem).

Tagging my favorite LO @Wyatt Wolff

Quite frankly I would have to get very bored to become a LO at this point in my investing.

Tagging my favorite LO @Wyatt Wolff

I will tag 2 experts in this area for you:  @Brian Gibbons - an LO expert and awesome coach,  and @Bill Gulley - an educator and fantastic contributor to BP.Learn all you can about lease options.  

Now: expect your LO to ask you for another final round of bank account transaction histories at the last minute, after you've sent your final cash to close to escrow.

@George Red Love your response lo! 

Lo and behold, several key items were lost in translation and the project has slowed down.Glad to know my inclination on that was correct.Thanks!