Honestly, you should have just stopped at Facebook.There’s nothing quite like receiving an unsolicited online message, random proof of funds, complicated background story, sketchy work locations, and a foreign accent to scream scam any more loudly.

I would use a software management software that people could pay online or setup auto pay.

Fast forward a few months, we refinanced the building and sent the construction lender the $2M appraisal and nicely told them our loan was the least of their problems and will never borrow from them again.

You can't really use zillow and the online ones...

So I guess when I do BRRR, once I get refinanced, I pat off the debt from credit card and re-do BRRR I guess?

Also in some states there are free online databases.  

In that case, we encourage you to learn more about Ryan Poske and Bildwise from other available sources, including word of mouth, other online reviews, and Indiana’s public court records.

We look the employer up online and use the website number.

Plus with HELOC's you can only pull what you actually need and pay it down/pull the cash out as you need it.Dan - I agree with others about exploring a HELOC first to pull out some equity as opposed to refinancing.

When they look online and ask for info it sends them to a buyers agent.