I proposed $1000 and was waiting on his response to my offer but he is ignoring all my calls, emails and texts.

His proposal was that I purchase the property and contribute the rehab funds and that he would manage the rehab process (He's a GC so my faith in his getting the work done well has never been in question).

Don’t just compare their bid, compare their quality, compare their insurance, compare their proposed schedule... a low bid looks good on paper.

Unfortunately it looks like the current proposals are looking to shift the tax burden for education to investors with this.

I am willing to rollover from my current 401K plan to another as long as this other account has a loan provision option.Options that were proposed to meI was looking into a self-directed 401K plan, however when I spoke to a representative @ Schwab their plans do not have a loan provision option either.Roth IRA accounts, no loan provision option Personal Choice Retirement Account, no loan provision optionWhat is the reasoning for wanting to do this?

I proposed that I manage this property for her and get a renter in there so she can cash flow monthly on it.

One goal I'm working on this week is writing up an investment proposal for friends/family that would be interested in private lending.

I'm proposing the current owner becomes a partner by putting the real estate into the deal as equity for the partnership and thus creating equity for the lender. 

My question regards how the lender is calculating income in the debt-to-income ratio based on the existence of the partnership.)If we treat the partnership as a standard business, our DTI is unfavorable:Net rental income: $7600Other income:        $3000Total:                   $10600Debt:                    $ 6000DTI: 57%A DTI of 57% is above their limit.However, since Net Rental Income excludes $1000 monthly depreciation (non-cash expense) and $2,400 interest expense (part of the proposed debt), we were initially told that they would add back depreciation and interest expense, leading to a monthly income of $14,000, and a debt-to-income ratio of 43%, and that DTI would pass muster.The loan went to underwriting on that basis, but underwriting decided that they couldn't add back depreciation and interest expense, since it's a K-1.

The proposed cat is fixed so it's not that extreme, but I don't want to let it in if it's going to ruin the most beautiful feature of the apartment the first time it gets a urinary stone.