There is no excuse for treating people poorly but being alittle sympathetic to her situation could go a long way.

Tenant just moved out, cleaners found they used the wrong type of cleaning product on the stainless steel appliances, causing a permanent discoloration. 

People who we would consider poor, seem to accumulate an enormous amount of small objects.

@Matteo GirlandoWe have a DSCR product available to first time investors.

Just a piece of advice if you do elect to pull some cash out is to stay at 60% loan to value. 60% loan to value for most products will get you the best combo of rates/costs on the loan. 

How much it will affect your DTI depends on your existing debt obligations, income, the mortgage of the primary home you want to buy, and the mortgage of the house hack property.I recommend using the 5% down conventional loan product to house hack and only use FHA if you have to since there are more restrictions involved.

It's all about personal relationships with productive agents.

I'm mostly more concerned about the end connections and in poor weather conditions (e.g. a strong summer squall or a hurricane) if it will stay up. 

If you do install any Cadet heaters though, for the love of god please pair them with the manual knob-style thermostats - the Cadet electronic programmable thermostats are maybe the single worst product I've purchased in my renovating life, and were replaced almost immediately after installing them.Doors and Trim. 

STR is a fun one- you'll get to have some fun and get creative with your product.