Going with a hard money loan allows you to know the money is there for you to complete your project and you will not run out of money halfway through.

I also don't know if there is damage to the roof until I clear away the massive tree. 

In other words, when purchasing they don't really consider my projections for the enhanced (very enhanced) cash flow from the furnished operation (although they understand this business and I provide detailed financial information to them).   

If this holds for your project, then you're looking at only a few months longer to get 12 units than 2. 

By telling everyone to wholesale to become an investor, you are just pushing them down a path of projected failure."

When you are the money and they are the work, they can add up their construction costs higher to push more to their side without you knowing.You are really saying you would like to be a lender on someone's project.

It's ideal for the current/recent market conditions where everyone is projecting rate reductions in the near term.Your current rate is so high that you are already arguably in a worthwhile position to refi but you may have to wait on that for the first 6 months or 1 year of your loan.

Investors can tap into this trend by building modern homes that meet current buyer preferences, offering excellent returns through sales or rentals.Investor-Friendly MarketWith fewer regulations and lower building costs, Florence provides a smooth path for new construction projects.

Working with a broker like me allows you to navigate these options efficiently and ensure you get the best possible deal tailored to your situation.If you're interested, feel free to reach out, and I’d be happy to discuss your project in more detail and guide you through the process.Looking forward to helping you succeed in the U.S. market!

Let me break down a few key points and strategies to help you out:Fix-and-Flip Loans (90% LTC / 100% Rehab): When a lender says they’ll finance 90% LTC (Loan-to-Cost) and 100% of rehab, they mean they’ll cover 90% of the total project cost, which includes the purchase price and renovation.