Monthly cash flow is $27 more, CoC is slightly lower but really not much difference and I can do with that.My hesitance is that most of ppl I see here maximize the leverage and they will go with 20% instead of 25%.I don't know if it's really the case in the real world because I don't have many investor friends in my circle.So BP, what do you say?

I'm not very familiar with Zillow but I'm weary of it since it tells me my condo is worth about 100k more than its actual value- But not sure if that's the case in other markets.

I know that's the case in Philly but I'm pretty sure that's a state requirement.

Case in point being this deal.  

That may not be the case in your state, or maybe your CPA is better than mine?

You are correct, though, that this factor does not necessarily help my case.  In

@Bob Bowling @Ethan Bruland @Jacob Sampson @Michael BiggsI think this may have been the reason for confusion too, and Ethan, this directly applies to your case in that you don't have to worry about this official cap rate since you're dealing with a 4plex.

Silver Ridge and others in Mesa, case in point.

I've found the exterior more prone to rot and insulation to be thin on some, but others that is not the case.  In

DMV = case in point.