Hello BiggerPockets community!

Beyond just the borrower characteristics, you might want to remember the broader 5 'C's' of Credit: Character, Capacity, Collateral, Capital, and Conditions.As a smaller lender myself, I focus on the Borrower first and their ability to get a project across the line with as little headaches (to me) as possible. 

This is Christian, I'm a new member of the community.

A comprehensive plan providing jobs and home financing in those area would certainly be a big help toward restabilizing those communities and making housing and worker opportunities available again.My $0.02 ...

This will help you plug into the community and see when folks are talking about your local market. 

Let people in the community know that you are serious.

Respectfully, you're asking a real estate community if it's a good idea to invest in real estate. 

.), yet they are separated by the 101, making them a unique and cozy community.

Hi Abhinav, welcome to the community! 

I posted here to get some insights from our community so that I can ensure that I am not missing anything.