Trying to apply US recipes to Mexico generally won't work.2.

--So, S8 doesn't solve everything and has its own challengesRead more below (copy & paste):Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

My question is about how the DTI ratio is calculated when I apply for the second mortgage.

You can - and should - say no to this tenant and any future renters.Spend some time learning the law and how it applies to you.

I've been through it I know the process I know the procedure I know how to help and I know how to actually have them succeed instead of failing or going back to their old life because they feel like they can't make it because of no help or guidance from that house and also when you don't have food and you're in the recovery house and halfway houses will give you food will have house food sober houses are different because they don't have much food for the house you have to provide that yourself and you don't have clothes it's all very stressful and figuring it out with no help on the outside world sucks but I would only make one meeting a week and the rest of the time I would make them do the nightly meetings daily meetings with the house have it set up where they have to work on themselves daily Yes they do have to find jobs during certain times during the day and be productive and show their productiveness every day and where they applied and what they did and have other programs other people available 10 agencies whatever can be agencies temp agencies to assist in putting those persons in a job right away at least have something to focus on I couldn't find a job in Pennsylvania I applied everywhere nobody wanted to hire me so there's a lot to this scenario but three to five meetings a week is ridiculous because that takes up too much I'm an energy I would focus on another route another way of making them successful and making them educate themselves in another way instead of focusing on the addiction because then you want to go back to using 

It was at that time that I realized in a brutal way the concept of opportunity cost.Now I apply that to real estate.

It works over time, but the problem I see there is that you are consuming junk as well as having to make decisions on what is actually valuable information.There are plenty of opinions on how to do such on Bigger Pockets, but a lot of those opinions are misguided or wouldn't apply to you.You can do joint ventures with successful investors.

That only applies to properties that are not owner occupied.

Considering the license and credentials I possess in the Philippines, do you think I could leverage them to apply to realty firms?

We want to apply the same strategy to deals in California.