I started off saving funds from my w2 as well.

He's operating  business, taking the risk, providing a service to his community.Your tenant should be thankful that he saved so much money over the years, but he's more likely to feel entitled and that his rent should never increase.

Investment Flexibility: Real estate, private lending, and more.2.

With private patio and great Williamson County SchoolsWhat made you interested in investing in this type of deal?

If you are not you need to save more money. 20K will not go very far on a property fi you are not going to live in it. 

It might save them time scrolling through listings.

The only defense is saving, reserves, and insurance. 

I was told if I could show a professional license such as a broker license I might get approved but the best option would be a Private Investigators license, otherwise, they didn't see any other path to approval for me or my company.

It is difficult to recapture the electrical savings from the tenants. 

Low income neighborhood; save on taxes How did you find this deal and how did you negotiate it?