Same thing, different participants.Fractionalized loans enable many individuals or lenders to be listed on one loan as the beneficiaries, thus sharing the same debt position and with pro-rata ownership.

As a result, my primary duties were to determine (often through specific communication with the direct local municipality or planning individual) whether a property could be utilized as a vacation rental. 

I am excited to meet with like thinking individuals and both learning and contributing to this group.Thanks Tracy

The inefficiency is a benefit, not a problem.I've seen numerous stock investors set out to try to make real estate more stock-like. 

But for individual lots to build just one home, you can use the methods above. 

You get an initial call with an attorney and you never hear from that individual again.

Are you referring to private money specifically as like an individual person investor or also including real lending companies like Hard Money Lenders / Private Lenders? 

They would happily give the loan to us as individuals, but couldn't do it the way we needed.If anyone has a bank contact they could connect me with, that would be great.

I'm eager to learn from those who have already navigated the challenges and opportunities of multi-family investing, and I'm equally excited to collaborate with others who are just starting on this path.One of my main goals is to find a team of like-minded individuals where I can contribute my skills and knowledge while also learning from others.

Then have that S Corp own individual LLCs for each multi-family.