@Frank Capaldi as @Michael Ealy recommended, private money can be a good option in this situation.Many times, if people you know have an old IRA you can help them set up a self-directed IRA and make you a loan secured by the property, to refinance out the hard money lender at much lower rates.They may be thrilled to get a 6-10% return secured by real estate and backed by someone they know, while you may be thrilled not to be paying 14-16% interest.If the hard money rates are killing you, it can be a good interim/stopgap solution to give you some breathing room until you can fit into the bank/credit union box again.

Did they tell you to hold your breath while you wait, too? 

He led me to the Bigger Pockets podcast (which I practically live and breath) and gave me a few books to complete some research of my own (Think and Grow Rich, The Richest Man in Babylon, and of course Rich Dad, Poor Dad). 

My ultimate goal is to get some breathing room so I can work harder on my investing.

If you stayed there while cold and water-less breathing in bong fumes from ex squatters you didn't lose use. 

So, take a deep breath and start crunching the numbers – who knows, you might be surprised at how much money you can make while you sleep!

If you haven't already, take a day to breathe and then dedicate some time to analyze some other properties. 2.

Ie: your agent probably IS submitting the offers and the sellers aren't wasting time, energy, money, or breath responding to your lowball (as they perceive it) offer.Just FYI

The seller must have a ton of profit baked in if he can offer a 10% concession and he probably has a lender breathing down hos neck to sell it fast. if i were you id negotiate the price down a lot.

I understand that container homes are tough for banks to lend on, so please feel free to save your breath from adding that commentary to the thread.