My question is are there any loopholes that anyone has seen to get around laws such as this?

I'm in a similar spot as a relative "newby" and getting the proper education is vital as I'm finding out.I highly recommend the book (I prefer Audible) Loopholes of Real Estate: Secrets of Successful Real Estate Investing (Rich Dad Advisors)It's by Garrett Sutton and will cover your questions as well as info on LLC's.Best of Success!

Another strategy for real estate investors is what is referred to as the "STR loophole". 

The bad will still choose not to prioritize you, and try to find whatever loop hole they can.   

So my question I'm putting out there is: is anyone familiar with the unique nature of teacher retirement withdrawals and are there any loop holes?

I understand your situation and do feel for you and also applaud you for taking the extra steps in looking for a loop hole to get that pet.

With all of the spending going on in DC I think there is a very high probability that "loopholes" will be changed in the name of grabbing more taxes in the near term.

Mostly curious if anyone knows VA loopholes to mitigate the occupancy requirement.

Many places in the states are "fixing" the partial payment loophole.

Here you go which most consumers will not like what I will say.A few years back I work for a firm that contractor fraud investigators to the major credit bureaus to help them with their consumer dispute fraud, and I was assigned to one of the three bureaus and by setting on the inside looking out I have seen all types of disputes come in everyday some legit most fraudulent and when I say fraudulent, I mean police reports that was sent in saying the consumer had identity theft, and suddenly the bureaus got behind on verifying the consumer disputes they had to delete because the bureaus fail to verify within 30 days and the consumers starting flooding the bureaus with fraudulent disputes so myself along with other investigators from the other bureaus sit down and say what can we do to close the loop hole, so we approach some law makers about passing a law, so there can be an automatic dispute process, and we were told to put it on paper how it should work, but we were told no guarantee it would pass and become law.