Initially, we were using a commercial style loan because the condo we're purchasing is non-warrantable. 

Maybe I went overboard, but now I know my water heater is warranted for at least 17 yrs.I think the water heater cost about $800 and install cost and updating to code costs about $400

But if a move is warranted then 1031ing into something different is at least going to let you carry all that tremendous equity forward into your new properties.   

80%+ of their maintenance requests seem warranted. 

If you tell me you specialize in conventional loans...I'm not interested...everyone does that and probably 90% cheaper, faster, better than you....so bring me some loan that you're an expert in that no one else around us does.....DSCR, foreign buyers, down payment assistance, jumbo bridge, reverse purchase, non-warrantable condos or whatever it is you do different.#3.

Looking for advice. Trying to find any kind of financing for a condo that has an HOA with 3 issues:
1) law suit: they state the law suit is complete and final documents have been sent to the county.
2) reserves: res...

Having a successful portfolio isn’t enough to warrant pulling out of the job market early.

Re Multi Entity - yes, your CPA should chime in here but there are cases where a holding structure is warranted and you can set the financials up to streamline things a bit.

So I was thinking....does PMI/MI seem a bit ridiculous...I'm mean...tacking on an additional 300/350 bucks a month to do nothing but protect a lender of default from the borrower...Hear me out...your already qualifying for the loan...if your DTI and FICO support you getting debt...then perhaps something other than LTV should negate PMI/MI...maybe set the guidelines at an 800 FICO and no PMI/MI is warranted...dont you think this would "open the door"...pun intended...to price points that would otherwise disqualify a borrower because of payment with the additional PMI/MI included in the payment...HOW CAN THIS BE CHANGEDJust a thought...what say you??

That would allow the extra depreciation deductions from cost seg, be used to offset your active income.2) If not, are you hitting the material participation test of a STR that would allow you to also use those losses against active income.3) Do you have enough income to offset, to warrant getting the study done.Most firms will provide a free upfront estimate or analysis so you can see what the potential tax savings are, so you can make a more informed decision.Finally, another thing to consider regarding beach front properties, is that the land value is often high, which will reduce the overall tax basis (the total amount you can depreciate)