That is nowhere close to "executive" level pricing.     

I guess I'm asking for something like a hard money lender, but I don't know if they lend on assets you already own.I guess you could put the paid off rental in a sandbox (trust, or corporation) so that the income from that rental is only counted against the debt from that rental then take basically any loan on it, but outside of that what options are there?

It might be helpful to build a network of trusted professionals.

The key is to simply lay out your options and determine which one offers the highest return while staying within your acceptable level of risk:Rent and save for a 20% down payment on an investment propertyBuy a primary residence without house hackingBuy a house hackOther: Is there a better use of your money?

We have a plethora of distressed small multi-family at price points at every level!

Like I said, I am trying to simplify my life, so opening up yet more bank accounts when I already have a trusted rental business account with chase for a small timer like me is not territory I want wade in.

You can validate this, don't trust me. 

Maybe we could hash that out one day :)Appreciate the high level pictures.

This took me about 6 weeks since there was no easy way (trust me, I tried) to find the lots.- I was able to get access to private investigator software to find the true owners of these properties since conventional skiptracing produced poor results.  

And behind the umbrella policy can be a complex web of corporations, LLCs, and trusts to protect you.Asset protection can get very complicated.