That is a lot of negative cash flow.Adding the ADU will have cost and effort but should improve the negative.  

You may find your investment in education would be better spent on other areas where you need accountability for improvement. :)All the best on your journey!

And I always make my own appraisal packages: comps that I best feel match my property, including pros and cons of each, and a complete list of improvements I have performed.  

When I went down till then there was no water and I just realized that sump pump in corner wouldn’t run without electricity and there was no battery but I assumed that electricity will be back and it will be fine but within half an hour before I left basement water started overflowing from sump pump.

Here are some details:Property Ownership: I own the property outright.Time on Market When Purchased: The house was on the market for 1 week when I purchased it.Appraisal Value: The appraisal value at the time of purchase was the same as the price I paid.Number of Bedrooms: The house has 3 bedrooms.Remodeling Costs: I spent $20K on pipe lining and improvements in the kitchen.MTR Definition: MTR stands for mid-term rental strategy.Regarding the HOA:Knowing the potential restrictions, my first question about any property I looked at was whether monthly rent was allowed.

They sell quick and I can get all the supplies at he local home improvement store. 

This experience reinforced the value of strategic planning, efficient execution, and the potential of low-cost improvements in real estate investments.

These updates modernized the property, improved its curb appeal, and increased its market value.

This cap typically remains in effect unless there is a "change in ownership or control" or a qualifying improvement to the property, among other exceptions.

These updates modernized the property, improved its curb appeal, and increased its market value.