Its going to be more about those factors than any local market factors for DSCR Lenders.The lender should have gone over the prepayment provisions more closely before closing, but assuming you likely have whats called a "stepdown" prepayment penalty shorthand called "5/4/3/2/1" - this means that you can refinance and prepay, however if done in the first year of term you will have to pay a 5% fee, second year 4%, third year 3% etc. 

To decide whether to evict one or both tenants, consider factors like immediate need for living space, rental income, and renovation plans.

It's the land/location increasing in value - not the home itself, in my personal experience and opinion I think location is the biggest factor in mobile home and manufactured home pricing.

I'm sure there are several factors to discuss with a lawyer. 

Hi Don,I'd imagine you could get very close to the upb on the note say 75%-90% upb based off of a few factors, such as borrowers credit and value of asset.

There will be a lot of proven people here who demonstrate that you can totally self manage an out of state property.It really will depend on you, the market, the property, and a few other factors some of which may be out of your control.I would not look at PM strictly as a cost, there are a lot of good local PM's who can add value to your property. 

That would depend on a number of factors including what type of take out loan and debt to income ratio.

Quote from @Bob Stevens: Quote from @Samuel Diouf: Cleveland is great if you only want cash flow and aren't as focused on other factors such as population growth/decline and economy trends. 

The Columbus market is known for it's strong appreciation factor, low taxes, and also because it is a land-lord friendly state.

Another factor is appreciation.