looking for your experience and wisdom regarding screening and selecting tenants in Ontario.I own a legal duplex in Barrie Ontario since 2014.in recent years, I had a few great tenants, some ok tenants , handful of  bad ones, and two that was a complete nightmare.last tenant  , haven't payed rent for 9 months and caused significant  damage to the house. he  is finally (deep deep breath...)  

You will have to take a breathe here.  

For example, todays PAR rates sit in the mid 7s for DSCR loans (30 year fixed) so here's what a scenario COULD look like (per duplex)Duplex appraises for $1,500,000Loan per property @ 65% LTV  ($975,000 x 2) @ 7.5% = $6,817 monthly P & I (per property)$2,500 estimated taxes/insurance = $9,317 PITI$10,000 gross rent/$9,317 PITI = 1.07 DSCR (air tight, but acceptable)Since you only owe $1.5 you could also opt to take slightly lower LTV to still get some cash out but have more breathing room on a monthly cash flow basis. 

Unlike most, I've actually been much busier the last few weeks and am just now catching my breath thanks to some new hires.This will be a good resource once the data stabilizes and you work out a few bugs.

Hey Guys, Thanks for the feedback. once I can catch my breath at work.

I would highly recommend as much due diligence as possible but in the same breath you don’t want to watch the great prices and hearty appreciation pass you buy.Also, review the 30-50 2019 notable quotable’s I listed today which came from the over 180 positive and informative articles I’ve compiled over the last 6 months.Finally, make your boots on the ground connection and don’t let go....

She is a breath of fresh air in this space and will serve your right!

You CAN step outside of the fear and create an empowering state from which to operate.Take a breath and ask yourself, "Does what I'm doing here make me happy? 

For many of them, I’m a breath of fresh air!

Breathe Jerryll Breathe...Yeah... you would need to spend time to do this..