If anything, the bulk of the money is going towards the management of the major firms who oversee technology innovation.

I didnt listen real carefully but they were saying we have much better financial technology that would benefit the buyer and lender and greater acknowledge specific situations people would be in.

Most states have amended this in some way or the other but you may still run into it if you try to sell real estate online unless you can figure out a way to get it signed.I am somewhat hopeless with technology so I do not know whether this is an easy problem to solve or a difficult one.

With the very liquid market afforded by technology today this value center is greatly diminished IMO.

Age discrimination is definitely real.As soon as everyone thinks there will not be another boom, as soon as everyone gives up, when no one is buying anymore but the most seasoned.... the new boom will be just around the corner.The 40+ demographic is strange because this group has the least intuitive experience with technology and therefore are not as adaptive.

If anything is going to propel us out of this mess it should be some type of technology, but we don't have the world's best engineers anymore as Vikram pointed out.

What is the proper use of technology, which ones are necessary and how much money should be invested in them?

Or what happens if some other whiz-bang technology replaces older homes and thus decreases their value considerably as compared with the new models?

Their business-customer services are a web of 1990s outdated technology and farcical bureaucracy where even the simplest transaction requires a series of phone calls (yes, believe it or not, you'll deal with agents of HSBC who don't have email access and can only contact you by phone) and often only goes in circles.

This has nothing to do with government involvement and has everything to do with technology.