Where there is some additional questions are whether items like health insurance for myself and my wife (the premiums not the actual medical expenses) would be considered part of this overhead (in the past we HAVE NOT put this into the "cost allocated" calculations for Sch E but instead listed them in Sch A. 

Truthfully I had some medical bills back when I was 18 and fresh on my own that took a little longer for me to pay off then should have, and required a little harassment to get me to start paying, but that was before I made the realization that you can't get anywhere in life with bad credit.

Also kind of close to I-69, which has alot of development around that area with Hamilton Town center and Medical Campus.Being a 4 bed, I think I have the opportunity to get a long term tenant.

I do however see it as a great option for someone in the medical profession, for example, who's not capable of putting all the pieces together themselves.We've gone the route of helping the client buy on / off the MLS, providing them the construction and management services they need post closing, therefore leaving more value and equity for the investor.

The manager is currently on medical leave and they won't be able to give me any information on my house. 

I have a good W2 job (I'm in medical device sales) and although both properties are cashflowing well, I am nervous I am a bit over-leveraged and would like to change that - especially as I would like to get more into fix & flip/ BRRRR this year.

My concerns are the following, I understand that for a conventional loan they try to look at W2 stability for 2 years and i am looking to shift from a W2 health admin job to a W2 Medical Sales job.

Mostly deal in commercial real estate such as medical buildings, warehouses and a couple of residential units.

These properties are all over the rust belt/midwest, as specially in tertiary markets.  

Interest rates are very low; unfortunately financing is not available.Reminds me of what we used to say about the three year wait for a surgery under the British medical scheme: Medical care is free; it’s just not available.