City of Greensboro NC the department of housing pays for a 3 bedroom unit a sum of about $1700/month for section 8 tenant.If you buy a 3 BR SFH property for less than 160k then you can make at a minimum of 300 per month per unit considering all expenses other than property management.If you include that then reduce anoth 80-100.This is all assuming interest rate of 7%.

It's still reducing your major expenses, while allowing you to own an appreciating asset. 

We could take the money and apply some of it towards our personal residence to reduce the time required on the loan but there would still be a sizable amount of loan so it really wouldn't make a huge difference in terms of the length of the loan...not a great idea.  2).

Specifically, is there a statistical difference in the likelihood of actually acquiring the physical property versus simply earning interest on the debt as a financial investment?

My question is – if the seller does not reduce the sale/purchase price and I max out on seller concessions, what options do I have to avoid this “wash”?

You could get this rate on a reduced PPP (more like 1-2 years) Instead of 5 years. 

Using the 50% rule (taxes, insurance, Capex, maintenance, vacancies, property-management), that should give us ~19K/month in pre-tax profits that achieves our 10k/month financial goal after-tax and adjusting for inflation.Our assumption is that building new-construction would reduce capex & maintenance the first few years. 

I guess this is a perk of buying at the peak of rates now that the Fed wants to reduce rates in the near future.

If they were truly “good” they’d reduce their entire fee structure which is among the highest in the industry.

Using mostly cash reduces risk and simplifies transactions but ties up capital.