The second one I had a different guy at the desk, he was not familiar with it, he set it up as a single purchase and then said he had to do it completely different and it was literally over an hour of sitting at the pro desk waiting for them to figure it out.As far as purchasing I'd just try to find the one person who understands it and try and learn their schedule and only deal with them.

.- I have literally never seen credit inquiries account for a 100 point drop.

I'll have to admit, What you guys have provided in this site would have costed a literal arm, leg, and first born child a decade ago and maybe still so today.

@Carl Fischer my wife and I were literally just asking this in text to each other.

They didn't take into account that the support pillars for the lift got in the way of the garage door opening......you literally couldn't use because you couldnt get a car in it.

so to be successful at this end of it means.. you need great contacts at your title company that will give you a lot of information and also do a date down literally on the phone with you.. you catch 97% of what needs to be caught but your still taking risk.you need to be able to prep your own docs.. you need to get the seller to a reputable notary  preferably at a title company your going to end up using to resell so they know the deed was not forged or coerced .. then you need CASH to either pay off the loan that day or reinstate it.. you need great relationships with the trustee's handling these you should be on first name basis with the person in charge of the file.. then you need courier service to run the cashiers checks ( in my instance from Portland to Seattle to NW trustee services). 

LITERALLY.

If you're looking to reduce the utilities only low flow faucets and shower headsdual flush toiletslower the temp on the water heater.Make sure the HVAC filter is changed monthlyPreset thermostat.

Finishing up a 2 bed 1 bath 1400 sq ft that got new roof, gutted inside to the studs, new hvac, new wiring, new drywall, new water heater and plumbing, new insulation, new windows and doors, half vinyl half painted exterior, so basically literally all new everything you can think of and we will be at 50k.

Unless you're dealing with one tenant, it is very hard to prove who would have flushed those items (and keep in mind some of the males might have wives, girlfriends, friends with benefits lol).