You can even get coverage (via endorsement) that insures they are contiguous, if so desired.

Here are several important factors to keep in mind if the program lapses:•New business policies for which application and premium payment dates are on or after January 20, 2018, may not be issued•Endorsements to increase coverage on existing policies for which effective and premium payment dates are on or after January 20, 2018, will be not be processed•Renewal policies with effective dates of January 20, 2018, and later, for which renewal offers were issued prior to the lapse in authority, for which premium payment has not been received within the 30 day grace period will not be processed•Renewal offers for policies with renewal effective dates of January 20, 2018, and later that have not already been sent as part of standard the renewal processing schedule will not be sent until Congress has reauthorized the program•Renewals with effective dates that fall during the lapse period which have already been sent as part of the standard renewal processing schedule and for which premium payment is received by The Hartford before the end of the 30 day grace period will be processed and remain in force•Policies in force as of 11:59 pm January 19, 2018, will remain in force, and claims for covered losses under those policies will be processed and paid as normal•Existing policies may be canceled per the insured’s request during this lapse period in accordance with valid NFIP cancellation reasons as outlined in the Flood Insurance ManualThere is a silver lining here and that is that there is a strong and growing private flood market.

Final one, Many of my clients are fortunate to have Water Damage endorsement which helped them to get insurance pay for their damages.

If you want something negotiate it and put it in writingSolid advice IMO Dannys advice is spot on, as is Chris's endorsement of that advice even if you fail to see that. 

This is NOT an endorsement of the example, and a newbie would not be buying for same reasons as I would.

If you have a policy issued in your personal name most ins co. will endorse the LLC as an 'Additional Named Insured'.

There is no endorsement from MERS.  

I heartily endorse #1.

I guess that’s why I am endorsing the appreciation route.

For the back of the check you can just reuse any check back with your signature endorsement.