For cost effectiveness we are using Citizens but he has several options to choose from.

You could put 20% down, then refinance and pull it back out...so effectively zero down.

Should be the same effective date but you can wait a couple days to cancel and just tell them to cancel effective the day the new policy went into effect.

Often it takes one desperate investor/ owner to drop the rent by a few hundred $ to get the ripple effect going. 

How do you navigate risks effectively in your real estate?

So 30k in interest payments on a primary would only net most people an $800 tax deduction since they would have already got the standard deduction by default, where as 30k in rental interest would translate into 30k in deductions.This means that for an awful lot of people, they effectively don't get to deduct the interest on their primary.Keeping the loan on your rentals, while getting rid of the loan on your primary also helps from an asset protection side of things. 

Simple yet effective. 

Hey Roque, To safeguard your interests effectively, I recommend consulting with a lawyer to draft one for you.

@Jesse Kerr the disconnect, in our opinion, is doing everything yourself and keeping it in your head VERSUS a good PMC having to document everything and communicate it effectively to all parties.As the owner, you can make immediate decisions, saving LOTS of time!

Try picking on the low hanging fruit first, "Pre-foreclosures" you already know they are in trouble.)Would also “drive for dollars” by biking and running but only in my local neighborhood here in Northeast LA.