I focus primarily on traditional residential properties with a buy and hold strategy. 

lol)- Currently working full time in investment real estateMy Current Portfolio:- Consists of several student homes that generate 5x - 10x the cash flow that a traditional rental would- A couple homes were purchased myself through FHA leapfrog and refi (house hacking is the best!)

I met a gentleman @ a meetup who mentioned he heard of folks switching from a traditional 401k @ Boeing into a self directed under the age of 59 1/2. 

The refinancing part is traditionally done with a bank. 

It still cash flows, I have nothing out of pocket, and can eventually purchase the property for less than what the market value would be.Notes: I have enough cash to do a traditional financing on this, but would not.

@Christian HarrisNo, I don't have a buyer already lined up.

Are you pre-qualified if you are going the traditional loan route?

I am closing on my first rental this week, and I put 20% down and obtained a traditional loan from a bank.

Mike Reynolds again, I'm not a CPA, but here's how I understand it...After you get laid off, you can roll your company sponsored 401k into your existing IRA, in effect combining the two.Your Roth IRA will remain separate, unless you decide to re-characterize your traditional IRA.

Otherwise is too risky and no traditional bank will re-finance it.Best of luck