This off season, mission beach was the most dead since the Great Recession (excluding COVID lockdown periods).  

The biggest advice I can give you is to figure out your own goals, and be specific, so I want to invest in multi family for cash flow for instance is too broad, is your goal to have an investment or a place you enjoy living, those are often in conflict as most multi family tends not to be in the most desirable parts of towns, are you willing to high cash flow in exchange for alot more effort, risk and limited appreciation, or do you want a more stable property with potentially less or even zero cash flow, if it’s a primary residence, are you going to live there long enough to make it more sense than renting, the breakeven period in a place like Baltimore might be 3-5 years.

"Favorite holding period is forever" -BuffettOn the other hand I'm manic when it comes to business, always looking for the next thing, how to improve the current situation.

Yes, provided the contract you are using has the five-day attorney review period.

Ok, I'll find another construction period funding source. 

Reduce inspection period.

If you are looking to get cash now I would move forward with a delayed finance.If you are looking to pull out the most amount of money possible, I'd look at a cash out refinance.Another option would be to do a bridge delayed finance, pull out some cash now, then refinance again 6 months down the line when the seasoning period is up.I would love to connect and share some ideas as I am working a couple similar loans as is right now.

When it comes to shady and ALL  contractors period you need to listen to Rico, the RE.I. on Instagram who advised all Investors to UTILIZE ESCROW ACCOINTS [or bank trust accounts or SELF-DIREXTED IRA ACCTS. or simply a bank savings FUNDED ACCOUNT from which the bank must handle all co tractor payments disbursed.

The property I will be purchasing is a condo with a HOA that has a 1 month minimum rental period.

As to the HOA you should have been provided or allowed to purchase the HOA documents prior to submitting your offer or obtained them during the study period.