Couple with it the dramatic increase in currency in circulation caused by runaway spending by politicians of both parties and you get even higher inflation.

I would start with a conversation that is beneficial to both parties, you have to start with building the relationship.  

We are getting a Hard Rock casino that should be done in 2025.  

Now that being said, most companies/attorneys dont do a double closing in NJ because each party needs to bring their own money.

Obviously a party, too many people, pets in a no pet house etc.

I always sent a link with my application (basic info of who will be staying at the property) and I get a signed lease from all parties.

Hi Zak-Great question.It sounds like your credit union is offering you a Home Equity Line of Credit as they do not expect principal payments and your primary bank is offering you a Home Equity Loan.Personally, I don't like having to pay on an equity loan unless I use some of it and only pay on the part I use.Although, this is a personal decision for you.If you make investments that provide enough cashflow to pay the principal and interest to your primary bank on the equity loan it doesn't really matter to you as others are paying it.Another consideration is the amount of dry powder available to invest.

The slightly confusing part is the Business License Tax Certificate.

Copies of any 3rd party vendor contracts / agreements (landscaping, trash, laundry, etc)7.

Getting the deal under contract at a favorable price for all parties is the biggest challenge.If you are able to obtain that, the buyer is much easier to find.