I know the capital gains tax on investments shorter than 1 year have at least 35%+ tax.I try to tell people to beat the tax with volume, the 1031 exchange program can be a pain with their guidelines and process. 

Hi Angelo, DSCR programs are great loans.

I have only heard of these programs for owner occupied properties, VA home buyers, FHA & first time home buyer programs and that sort of thing.

Said there is a special investor program.  

And this is an area where all levels of government can be helpful in providing the right incentives and programs.

Does anyone have an excel program or software that they recommend that includes Schedule E data to show you the potential tax savings on various real estate deals? 

The reason this is preferred is because your group-home rents will be much higher than the long-term market rent on a 1007 appraisal.Answer: Nearly all residential 1-4 unit DSCR loan programs will utilize the lesser of 1007 market rents and in-place rents.

For the record, I'm a real estate agent but I keep myself informed of the different lending programs out there so that I can pass that knowledge on to my clients. 

As to taking advantage of novice investors, only a very small percent of people who buy ANY real estate investment program at any price ever start trying to put it into practice.

It requires more effort but can significantly accelerate your portfolio growth.Down Payment Assistance Programs: If upfront cash is a concern, look into down payment assistance programs.