My experience dealing with banks has been that they have a need to validate the origin of funds more so than length of time in an account.

From the photos I have seen, I believe they may have the home set up as a three family, due to three gas meters in one of the photos I saw.

If that garden has been there for at least seven years, the neighbor may have a valid adverse possession claim they could use to legally take the part of the property they have been encroaching on. 

I am about to break ground on the remodel of my home and am building an ADU over my garage for the same property.My question is....is it worth spending the money to separate the utilities or just have one water, electric and gas meter?

He concludes the landlord uses 90% of the cooking gas at yet charges him 50%. 

Here's another property profile webpage. https://datastore.netronline.com/Default.aspxThis is valid nationwide and it's free.

However, if the tenants hold a valid lease, you will be bound by the terms of that lease, UNLESS the seller can get the tenants to agree to a modified lease.

In my area, you would need plumbing permits for relocating water and gas lines for island, sink and DW.. also you'd need a general permit to move the wall.What type of flooring do you want?

I'd like to pop the top and expand the footprint of the studio and possibly add a 2nd bathroom in order to convert it into a 2bed/2bath with long term goal of selling it as a townhouse (all 3 units are already individually deeded, individually metered with gas and electric, have their own furnaces and water heaters, etc.).

thank you the next one in Charleston I will post is our first venture into the historic district were the rules and regs are quite stiff and the homes are museum grade.. you know horse drawn carriages gas light lamps very cool..