Conventional would be something you do on your own and not rolled into the mortgage unless you put more than the minimum amount down.

I sold that at a profit and rolled it into a new property, refi'd that into a new property, etc. etc. 

If you're living in one unit then your rent roll is really just whatever the other 3 units will provide, are you planning to stay in that one unit, or move to a private residence/next investment once the rehab is complete?

If there is additional costs associated with the correct insurance I would roll this over to the tenant.

They told me they are doing a slow roll-out of paynearme to buildium clients now.

Rough numbers are as here: Purchase price : $155k, Interest rate: 6%, Down : 25%, Closing Cost: about 7k (including 2k of prepaid and escrow), also Closing costs can't be rolled into the loan.

Let’s assume that you buy 12 quads and each one costs 300,000 that would be $3,600,000 with 20% down you need how much to accomplish thisDrum roll please$720,000 plus some money for emergencies and cap ex.  

I'm thinking with the BRRR strategy i can buy it at lower enough price where it would make sense to use the VA loan to roll the rehab with it.

@Marc WinterI would say, I would kind of need to structure the deal is such a way, or atleast, considering my financial situation, it would make the most sense and have potentially less risk than using a HML, insofar as the concerns you mentioned can somehow be addressed within the contract.The house in question has an ARV around 225K, around 25K in repairs and I would offer to buy at no more than 140K.The 10K I have to work with would not cover the downpayment on a 140K loan at 10% with a HML, unless I structure the deal with partial seller carryback on a note for 50K payable after the sale is complete, in which case I would need a loan only of 90K which would leave me 1K to cover interest payments, assuming points are rolled into the loan and a bullet loan is not an option.She is my neighbor and I'm on very good terms with her.

Rent Roll 1450Motgage 496Property manager 142Vacancy 8% 114Repairs 5% 71Expenses - 200 includes Insurance and Property tax.