You could certainly make a plan to buy houses at 75% LTV until your DTI is too high for conforming loans, then pause and let your DTI come back down, or find non-conforming lenders with more relaxed DTI rules at the expense of paying higher interest rates.It's a matter of looking objectively at your budget and deciding how many worse case scenarios you can absorb.

I'm in Muscle Shoals and grew up in Russellville.

I'm working around the Muscle Shoals area, about an hour west of Huntsville, AL.

Screen like you normally would.I relax income requirements since section 8 rent is paid in full or partially  by section 8.

I thought, however, since we've secured the second floor that I'd reach out to see if there were any other investors, agents, lenders, or even really anybody who would like to meet up for a really relaxed networking evening.

Lol, relax man, I don’t have the property yet.

If it is not legitimate and they are just trying to milk you for a free or discounted visit, they will say they are trying to take a nice relaxing vacation and have had enough problems since they got there and they don't want to be bothered

I cannot speak for any state but Wyoming, but since the owners are usually the operators the rules about keeping minutes are more relaxed than in a corporation. 

Each have their own draws, like Douglas lake is closest to Smokies so might not be the best pick if you're looking for rest & relaxation in your retirement but has good income, versus Watts Bar that's more seasonal renters but lots of quiet spots for retirement. 

@Marc Winter i will look into charitable organizations. thank you for that idea@Jennifer Sierchio the prior owners were relaxed. i do not think they adequately screened the applicants. they went by word of mouth.