I just started a new job, recovering from a bit of a financial mess and supporting my two beautiful daughters that I'd like to leave a real estate legacy to. 

But the father is willing to help.I'd like to front the 11k in arrears, and recover it as a note personally guaranteed by the father, secured by a second position lien on the father's home. 

GDP growth in this recover hasn’t been as strong as prior economic recoveries.

I am just trying to recover the water expense and lower the usage.Thanks for the input!

All the details:After the crash, my Dad's plumbing contracting business never really recovered.

Any utilities that are not split out are difficult to recover since even if you save the tenant money on utilities, it's difficult to quantify it and show value to the tenant. 

@Brandon Turner you may want to know this.Arson damage would be covered by Brandon's policy, but his insurance company will run into issues when subrogating (1 insurance company recovering funds from another insurers policy) the tenants renters policy.I ran this past an underwriter who's program has 350,000 renters policies nationwide and this was his response."

There is some question if the beach of the barrier island will ever recover.

I’m renting it out as a sober living house to recovering addicts.

I have been studying real estate investment for about 18 months for about 8 to 10 hours a day while I medically recover.