A couple apps that might be useful for the Summit:- Card Munch - to digitally store business cards- Expense Log - to log expenses from the trip- Open Table - to set dining reservations- Urban Spoon - to find restaurants- Family Feud - to play during the boring sessions (just kidding)

However, I can only deal with the cards that are on the table, and offering something at 530 bps above the 10 yr treasury is very attractive to those with their money in CD's.Offering equity or a partnership arrangement opens up a whole can of worms that I wish to avoid if at all possible.Rents might rise in a modestly inflationary environment, and home prices as well.

( You must leave the table with everyone satisfied about the deal.

The lender's rate sheet may have a table that looks like so:4.0% = -1 pts4.25% = 0 pts4.5% = 1 pts.4.75% = 2 pts.5.0% = 3 pts.So, if the broker sells a mortgage at 4.5% (the market rate) and doesn't charge any points, the lender will still pay him 1 point, on the back-end, for his trouble.

Seems like this is something important to you Josh this topic is being brought to the table again.1.

Even if they're only a year or two into an existing 30 year loan, they now start over on the time table.

I think I left money on the table.

There's very little money on the table in a typical "rent to own".

Without a decent club close by it takes that valuable tool of having likeminded people to learn from off the table.

The last CAREI meeting I attended quite a few years back was $20 for non members to attend and to get to the entrance, both sides of the hallway were lined with tables of those trying to sell their books, tapes or boot camps.