The causes were things like the great depression, scarcity, then dual income families, then very independent latchkey kids, etc...but US society is changing. 

Purchase price: $320,000 Cash invested: $320,000 I was drawn to the idea of investing in a duplex for several compelling reasons: Income Potential: Duplexes offer a unique opportunity to generate dual income streams from a single property.

Understand that the mortgage broker isn't the one really asking for things, it's ultimately the lender he or she's brokering to and these folks tend to look for dual vetting when possible.

Are you talking soaking tub, dual vanity, separate water closet and walk in shower, and room for a bench to spare?  

If you revisit that, use TRIPLE pane retrofits.I'm on a busy street and our dual pane significantly reduce the traffic noise.

One multi-family using salt isn't going change much.Let the tenants choose and purchase their own gear, whether it be shovels, powered brushes, single- or dual-stage snow throwers, ...

It's probably just basic off-the-shelf low voltage LED strip lights (12v or 24v).

I always max out my Roth IRA and throw a few thousand dollars in my SEP IRA, but there's lots of extra money coming in that we're trying to decide what to do with.I am a dual Canadian/American citizen, so I'm able to invest in either country at my leisure. 

It definitely seems reasonable, and this is the issue with Dual-Agency.

However, it's essential to consider the time and commitment required for licensing, the associated costs, adherence to strict regulations and ethics, and the potential for conflicts of interest in your dual roles as a realtor and investor.