I’ve used mine to create digital floor plans in minutes via MagicPlan, the Apple Pencil or Logitech Crayon are industry-leading tech, and there’s some exciting developments coming in the augmented reality space around real estate that will likely work first and best on iOS.

Once you add all that you may have an apple to apples savings of $50-$100 which isn’t crazy since rates have come down over the last few weeks or so.

Those loans are hard to get because they're too small don't generate significant revenuethe properties get vandalized because all of the sudden they're the best house on the streetthey're a magnet for crime because that must be where the money isyour cash flow is eaten up in tenants that don't pay and fixing things that get brokenthey're just really risky in generalI say go a little bigger and get loans that lenders want to give, go with tenants that will have some pride in where they live (keeping your property clean and in good repair) and bring a sub par property up to speed with the rest of the neighborhood.  

That said, I’d agree that there are more “bad apples” than good ones.

Heloc can be a source of money magnet if you are lucky to meet the right lender.

A goal I have accomplished, and am still accomplishing, is giving up sugar - mostly refined sugar, as many things as I can that have added sugar, as well as apples, bananas, etc that are super high in sugar and sticking to berries when I want fruit.When I tell you guys I was addicted to sugar, I mean it!!

And this is a great apples to apples comparison because the LTV is typical for a conventional loan.

It's not an apples to apples comparison but he is saying $2,150 total. 

Not apples to apples.

But there’s still plenty of bad apples. south side is good, downtown (circle area) is expensive, as is College Hill.