I'd encourage you to speak to an attorney to make sure you are set up with good protection to cover any incident that may happen i.e. umbrella policy or increased liability coverage. 

I use a property management company and am umbrella policy to mitigate risk.

Feels like extending my umbrella policy to cover the S/MTR would be a good idea.

We created an umbrella structured an LLC with Anderson Business Advisors.

Time and time again while on these forums people kept saying just get an umbrella policy.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

Is there an umbrella policy of some sort that would work?

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

it was a one of a kind car wash at the time and I think that helped with a high appraisal. at time of the lower appraisal the owners were using as an umbrella company and showing  -$80,000 a year in income. we spent a little bit over half a million to replace and renovate all the equipment and customer lobby all in all. check it out on google, Cache car wash express and detail in Logan utah! 

Hello everyone,Can anyone please give me a recommendation for a good Umbrella Insurance Policy?