Investment also spiked in Class A Short-Term Rentals (STR) and investors started paying higher and higher prices based upon anticipated STR rental rates, that exceeded sustainability based upon Long-Term Rental rates (LTR).

This forces prices down long term.

But, they still require time and effort.

Even a LOI is not strong enough to start spending time, effort and MONEY on due diligence.  

term=clayton+morris I am not investing with them, I was answering the question

What is a "wholesaler" at simplest terms?

A tax pro will not save you time or effort but they may assist if you're unsure. 

I made an effort to connect with everyone until I eventually connected with the top investor/broker.

Money for the down payments that comes in like an annuity either from your W2 efforts or from owning another business.

It's easy to obtain, costs very little, and doesn't require extra, on-going effort to maintain.