With this strategy, the house layout is very important.

Tax StrategyWhile liquidating the brokerage account may trigger capital gains taxes, strategies like staggered withdrawals or tax-loss harvesting can help minimize the impact.

You also should be aware of the Pre Payment Penalties on this loan, especially if you are incorporating a BRRRR strategy.

If I believe I can generate enough profit this year and navigate any potential inspections next year, I’d be comfortable moving forward—using the income earned to cover any necessary upgrades.An alternative exit strategy is to document the financial performance and sell the property as-is, highlighting its strong short-term rental income.Think through your next five moves, from best to worst-case scenarios, and make a decision that aligns with your goals. 

Quote from @Kaushik Sarkar: I’m exploring strategies to scale my real estate portfolio given the current mortgage rate Not sure much makes sense at 11%...Ouch....tough enough at 7.5%   Might have to put more than 20% down to finance....maybe 30% in North Texas.   

Is there a strategy to do a BRRRR with little to no money out of my own pocket?

Then starting getting after it, and forming a strategy.

Thank you again for the guidance—it’s really helping me build a clearer strategy for reaching my goals! 

My name is Batyr, and I’m a real estate investor specializing in co-living (PadSplit) and multi-family properties using creative finance strategies.

Financing and Exit Strategies MatterMany house hackers use FHA or low-down-payment conventional loans.