Hey @Scott Chauncey, for the 2 SMLLCs, as long as they are disregarded to your personal tax return you can have them within the same QBO.

Our mortgage at the moment is around $2100 including taxes and insurance, this would obviously go up if we do refinance.

- The type of account(s) that hold your life savings is important in this decision (ie. savings, brokerage, pre-tax retirement, Roth retirement).

i would speak to your cpa, as you may be able to get all or most of the gains tax free if they lives in it two of the last 5 years. vs what you can get if you rent it outof course consult with your cpa for tax advise

I have always used an excel spreadsheet to track/categorize all my purchases and then sent it to my accountant to prepare my taxes.

Behind on taxes/mortgage?

How is it for preparing taxes? 

Financial wise there are a couple things to consider: -When considering the property taxes, ensure it is based on reassessed tax amount, not current tax rate.

For instance, Berea is a charming college town, but the combination of local taxes and less favorable price-to-rent ratios makes it less appealing for investment compared to other areas in the state.Agree here! 

Your payment will just be based on Taxes, insurance and the loan payment.