Every once in awhile, I will though just to help reset some of my finances and cover some of the out of pocket costs I've had paying the hard money fees and closing costs on my deals.At the end of the day though, if you can find a deal where the purchase and rehab comes in at 70% or better of the ARV, you can essentially pick yourself up a house for about 4k to 5k out of pocket (assuming a typical bread and butter 100k loan).  

The guy with the lower quote said he is using regular 15 lb felt instead of synthetic because our roof only has two short valleys.

You could go low income or bread and butter...  

My bread and butter.

and buttering up investor-types, then I believe you're doing it right. :)

Live on crackers and peanut butter if necessary.Also, rent out any spare space you have on Airbnb.That's what I've done for the past year, and I've saved up about $10k.

At $1.4 million that is a very different market than your normal "bread and butter" house and it would be wise to seek the advise of people who have experience in that niche. 

I'd recommend getting a house in your interest areas that will be the bread and butter rental for that neighborhood in terms of sqft, age, etc.

Am the only one bread and butter in the family and been working for 15 years of service but still struggling because like I said am the only one working supporting my family.

I learned from my son in Tallahassee that there is a synthetic stucco that is not good at all.