We also tiled the entire first level because the property is partially built into a hill and this would help reduce moisture issues.We also added a stacked laundry center by the front entrance.

- @Max Ferguson Definitely eager to start with something relatively simple to get some skin in the game and learn firsthand.

I’d rather trust a professional with a moisture meter to see if it’s dry (just after or even during a heavy rain would make me feel better) before fixing the ceiling.

If you are in a bad neighborhood then you need to grow thicker skin to handle being a landlord in such a neighborhood.If this is loads of different guys/people then that is different than an individual.

Most banks complained about "skin in the game" and required me to have at least 15% down.  

I like your attention to water and moisture - its one of the leading causes for property damage.  

There are more than one way to skin it.  

I am familiar with the "rudeness" but that unfortunately is not so uncommon when dealing with government employees who have to deal with the public on a daily basis and is something you just have to have thick skin for.

The basement was covered in mold, despite us purchasing our own dehumidifier for 200 dollars so we could uphold the mold and moisture addendum of the lease.

Banks want you to have "Skin in the game" in other words they want you to have your own money at risk.That said just because you can do a deal with 100% financing does not mean it is a good deal.