I've never done or seen (ie, when someone buying/refinancing owns another property with an FHA loan that another LO/company did) a recently originated FHA loan without escrows.

However, I was wondering if it would be possible to have a "damaged house" that I could LO to a flipper/rehabber.Would that work?

Hello BP family,I am a new investor working on my first LO deal here in VA. 

@Johnson Lo sounds great, look forward to meeting you on the 12th!

I started my first direct mail campaign for wholesaling last week, and lo and behold, I actually got my first lead!

@Rob Stein I’m interested in how you made out since then with this LO or any others.  

Ask your LO to compare the products so you know the difference paying monthly or single premium. 

So many times I'm sent a deal to save and come up to a train wreck caused by some other Mortgage Broker or Lender LO who can't think outside the box and/or don't have the loan programs I can offerAnyway, often, the obvious and quick fix is for the seller to hold a purchase money 2nd mtg.If it's for a strong, good credit borrower and they are willing to pay Top Dollar for the property, why not offer the seller a 10% return on that small amount of money on a 30/60?

I can sell it to him out-right and he can mortgage with 20% down but with my [limited] understanding of lease options I thought I might be able to approach him saying he could buy the option with 10% down and work out the other terms.As Brendon mentioned, it sounds like it might just be more hassle than it's worth and I don't want to put him off trying to force the L/O. 

If your LO is knowledgeable that's what you need it.