The risk of "piercing the veil" applies more to LLCs when personal and business finances are not properly separated, not necessarily to individual landlords renting a portion of their home.A more practical approach is ensuring you have a solid lease agreement, sufficient liability insurance (including an umbrella policy), and properly reporting rental income and deductions on your tax return (Schedule E).

Yes you partner with them on the individual deal but you get the reps in to become better at watching a deal from start to finish. 

Not Understanding “Household”Household means “the individuals living together and how they live together.”

Not every investor is willing to take on properties with these kinds of challenges, but if you can make it work, the rewards are huge.

We hear less BPRE episodes featuring individual investors, and it missing the breadth of STR and LTR knowledge that David Green and Rob brought into the discussion with the guests. 

With the right planning and execution, the rewards in the luxury market far outweigh the initial hesitation.5.

Hey @Josh H. it's higher risk and def also higher reward.

Quote from @Martin Jones: Hello, I'm young individual who is interested in long term buy and hold multifamily real estate.

If they were separately metered, each tenant would pay the $116.50 base fees and their individual use, which would be 3x higher than what they pay when sharing a meter.There are many options, but don't make it more complicated than it needs to be.

Do any of the tenants have Dogs (Breed restrictions are individual to each company).These may not prevent you from getting insurance but they may limit the number of companies willing to insure it.