This tied up the property in a legal battle between the seller, buyer, and lender for a long time and cost the seller $200-$250K in damages.

Even with those small pieces of glass, the cleaners need to take care to get any dust or lint left behind after wiping them down.I use various size dining placemats as covers for the glass which keeps them looking good and from damage.

We're considering doing something like Dave's cookies via Amazon but that's only semi-fresh baked and subject to shipping damage. 

Someone who is paying $900/mo to rent a 3 br apartment is given an  opportunity to pay $700-$800 mo with prospect of owning the house, if they never default.

My favorite calls are from prospective clients who have been with another company - they know what matters to them and I know a lot about how the relationship will go, based on what they've experienced with another PMC. 

Some states have housing authorities that are more landlord-friendly (i.e. holding tenants responsible for damages or cleanliness v landlord).  

My then prospective buyers cared about the roof permit and factored into their offer amount.  

Assuming your friend has a contract with the management company it sounds like (s)he may be in breach of that and could possibly be sued for damages.

His God complex and giant ego won't allow him to reflect on the damage he's done  keep in mind if the SEC detects a serious issue and one that could harm investors right now they have the power to take emergency action and shut them down.

For the person that can tolerate the variability of returns, the IUL is probably the better choice with the best long-term prospects for growth.