I have lenders that I can point you to that would likely be able to give you a better product that will pay off that primary residence loan, or restructure it into one that doesn't take so much long term value out of your equity.

Business Growth: As I’m focusing on multifamily, industrial, and retail assets, any advice on how to position my company to stand out in a competitive market?

Especially these last few years with interest rates being so low for so long, every decent asset class has seen cap rate compression for several years.

Once I have that information then it's on to assessing the asset. 

Chris @Christopher Sarter-Soto    When you are looking to leverage any property (but especially your primary home) with a variable rate product you need to understand what your payoff plan is.

A lot of operators don't focus enough on the asset management component and rely too much on the PMs.

And you’re absolutely right: underwriting isn’t just numbers on a spreadsheet; it’s understanding the moving parts of an asset, the market, and how to navigate uncertainty.

If he's 50% off market and they have plenty of assets and cashflow to cover a prolonged vacancy, then the smart move is to re-trade.

My goal would be to someday run a farm large enough to support myself and a family, but farming is an asset rich and cash poor business. so, I need some other way to acquire the funds to support this venture.

Detroit is a hot investor market right now because there is opportunity for not only income producing assets, but there are plenty of value-add properties available.