You’ll be surprised how many people are afraid to offer 10-15% off asking when the buyers would at least entertain such an offer. 

These policies focus primarily on providing coverage for the physical structure of the property.There are three main types of DP policies:DP-1 (Basic Form): A DP-1 policy offers the most basic coverage, protecting the dwelling against named perils such as fire, lightning, and explosions.

I'm not an attorney but to me this offers no benefits.

We will be offering the following services: full-service rental property furnishing (including "remote" furnishing), home staging (including virtual staging), real estate photography, and STR/MTR cohosting.

By Friday—just three days after closing—it was listed on the market with professional photos.Over the weekend, offers started rolling in.

We wants to rip out a perfect pre-fab shower enclosure to put in a custom tile enclosure.  

I have gotten a seller's credit for my 3 existing units but to be conservative, I will assume I am paying full closing costs here.At the moment, I have ~$25k in a HYSA and expect to save another $10k from my W-2 before I start putting offers in.

I think you should also confirm to them what lease renewal terms you are offering them so they can make an informed decision.If you make the repairs, you'll create some goodwill with the tenant and they will be more likely to renew.

Does any lenders offer these DSCR loan terms?

The seller offered financing with 20% down, which I used to buy the place.After starting construction and realizing it was going to cost more than expected, I approached a small local bank that knew the property and would offer the rehab financing.