For example, you spend 10 hours writing 3 different essays that can be used as templates to apply to 10 different scholarships.

I don't read stories of renters camping out to be first in line for an apartment with their rental resume and their heart felt essay to the owner telling them how they will cherish the property from cities in Indiana or say Arizona.

The association was defunct and there was no way the association's documents would ever be updated to reflect this.ANOTHER thing to be aware of is this: There is case law from New Jersey (not controlling in your state, but can be used for persuasive purposes - so may actually be relevant) that basically says an HOA has limited resources, there might be times/occasions when the HOA doesn't have enough money to pay the bills, it's reasonable for the Board to make judgment calls on which bills get paid and which bills do not get paid, and the unit owners elect the Board to make these judgment calls so the unit owners only remedy (as long as the Board is not acting in a totally irrational and unacceptable manner - as far as the court is concerned) is to elect a new Board - unit owners can't sue Board over their decision on what bills to pay.THEREFORE, while the association documents may say what the Board is doing is not allowable - in practical terms, it very well may be allowable....

Hey Everyone,I'm 25 years old, and am highly experienced in MLM's, Sales, and every other form and art of persuasion. 

We have enough money saved to pay cash, but most of what I have read on BP rather persuasively argues for using leverage.

(I read an essay by someone who said a poor economy is good for renting...

The school had limited resources, we really were only taught basic Algebra, basic geometry, biology, US History and English (I never was required to write an essay).

Maybe you need to work on persuasion skills. 

Persuasion.

Sorry for the essay!