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Results (10,000+)
Steve Tokita Is showing a rental home with WiFi smart locks and webcams a bad idea?
6 February 2025 | 3 replies
When you say that you will "screen" prior to showing, does that mean a full application with backrgound and credit checks?
Mary Jay How to get HELOC/ or other type of loan on a rental?
21 January 2025 | 6 replies
do not use a line of credit for a down payment. 
Drew Sygit New Michigan Law: Landlords Can't Discriminate on Tenant Income Source
21 January 2025 | 11 replies
.: I haven't passed this past legal review so for what its worth: Part of my standard requirements for everyone include income is at least 3X rent, minimum credit score, say 640, Clean record and no evictions as well as deposit is paid in full at signing of lease and 1st month rent is paid in full prior to handing over the keys.
Jessica Cook Hello BP Looking for PML Lenders
6 February 2025 | 2 replies
Looking for a PML to fund the deal .Please only respond if you are an asset based lender not looking for credit score ,I am looking to work with a lender who's criteria is based off  the numbers  .Thank you
Reyna Ayala How many bank checking /saving accounts are needed as a first time landlord
8 January 2025 | 10 replies
@Reyna AyalaI personally feel this is overkill.
Ken M. So, What's the Difference : Assumption vs SubTo (Subject To)
23 January 2025 | 1 reply
At it's basic level:Assumption: Asking the bank to turn the loan over to you and going through the normal underwriting process, credit, income, DTI ratio etc SubTo: Taking over the loan without telling the bank, no underwriting, no credit check, no income verificationBoth have risks, but it's not my intent to be detailed in this post.
Michael Perreira Self insured rental prop
4 February 2025 | 2 replies
Set aside a big pile of cash or rely on a line of credit you won't be using.The oversimplified insurance concept is to pay a small premium to cover a large loss.
Jonathan Gardner MHP deal in NY
3 February 2025 | 0 replies
Local credit union.
Aaron Raffaelli DSCR Loan for a first time REI
19 January 2025 | 18 replies
There are loan programs that will do a 20% down payment with a 680 or above credit score. 
Devin La Croix When can I buy again?
21 January 2025 | 4 replies
At this point, I would recommend having a line of credit to cover these things so you don't have money sitting in the bank doing nothing when it could be put to work.I have 33 units, no debt except for mortgages, and excellent income.