I’d even consider finishing the basement, just well enough for me to live down there, so I could rent out ALL the units.I’d save all my cash and look to refi the property in 1-2 years out of the FHA mortgage, so I could use it again if necessary.

I was reading online that it was 2.3%.

I would keep the brokerage account and focus on the tried-and-true practice of saving up for a new investment.

I do agree with @Jules Aton though, the best option may be to wait and save up for your down payment.

Also, networking with local contractors and lenders now will save you time when you're ready to move on a deal.When you visit, try to walk neighborhoods at different times of the day, chat with locals, and take note of any development projects or signs of growth.

My girlfriend and I have been looking at properties over the last couple of months due to life situations changing and having a decent chunk of change saved for a down payment.

I am looking for more information on ways to save on tax fees for transferring homeownership from a parent to myself.

If you sell it, you get $250k single / $500k married exemptions from capital gains.Speak with a tax professional about how much you'll save in taxes by doing this. 

We've all probably felt a little pain this year with rents and longer vacancies due to all the inventory coming online, something like 50,000 units in 2024...so plenty of vacancy and free rent while those get leased up. 

Finding them online and completing an application so they can atleast do an initial underwriting will work.here is min. someone will want to see:2.