I’m assuming this varies from lender to lender?

Have you leveraged lines of credit, private lenders, portfolio loans, or other creative financing options?

That means there is not really an effect on the debt to income ratio neither positive (income) or negative (loss) but rather simply making that payment  non issue. 

There are other ways to get your offer accepted that can be appealing to the buyers like non-refundable deposits, higher deposit amounts, shorter timelines and others.

I spoke to them about 1.5 months ago and since then they have been non-responsive that makes them look like not the real deal and I'm wondering if they are still around and active and good?

I have been asking around to different lenders, both Conventional and DSCR, and have been asking what kind of criteria I need to meet in order to apply for pre-approval confidently.

Were you able to find any lenders for less than 100k.

It also depends on the lender as far as the credit score needed for best rates.

Commissions are no longer viewable to the public because the thought was that agents were steering their clients to show homes with higher commissions 1.

I always recommending reading the information made publicly available about companies who do a regulation a+ offeringI have no opinion or research on this company.