These QM firms have also made heavy investments in technology that frankly doesn't integrate well with a DSCR underwrite which is better underwritten like a CRE loan in my opinion, not worth this massive tech overhaul for the bigger players in my view.Also - highly doubt GSEs will step in, conventional is still an option for investment properties, they are far more likely just to loosen uw or expand limits than create a true DSCR product competitor

Tenants use these as "grab bars", and they are the first areas to start loosening and allowing water to penetrate behind the wall.

I ended up expanding my area rather than loosening my criteria and have a triplex under contract in the Bay City/Essexville area. 

Do you think it is better to expand my areas and send to surrounding cities, such as going by zip codes, or maybe loosen my filters and just search for any absentee owners?

As the financing environment loosened back up about 3 years ago, I jumped from 3 to 6.

I read pouring boiling water on it would help loosen the glue but don't have that ability since the kitchen is torn out. 

How would you feel if the aluminum wiring loosened up(as it has an unfortunate tendency to do, which is why insurers shy away from it,) and it burned your house down- not only potentially harming your residents, their pets, and their belongings, but possibly spreading beyond that, as fires in California tend to do?

Hopefully we can see some loosening mortgage guidelines.

yes you buy   B   Renovate  R   refinance pull your cash out  R and then repeat Rthis is how most investors bought rentals pre 08 in the aggressive lending years its just now come back into vogue as lending has loosened up again..its not some brand new thing like some people may think..  

The old handles people tend to over loosen or tighten as they do not know if it is fully open or closed etc.